Welcome at the One Million Journey net worth page. My main lifetime financial goal is to reach a one million Euros investment portfolio. The net worth includes cash that I have available to keep as an emergency fund or to invest in my portfolio, plus inherited real estate properties.
As you probably now, net worth is calculated as Assets minus Liabilities. In my case I have no liabilities, so it turns easier for me: Assets = Net Worth
- Last Update: 21/07/2019 (updated semianualy)
- Value: 410,460 € (400,175 € previous update) +2.5% Increase
- Investment portfolio / Goal Progress – HERE
Net Worth Balance Sheet
* Self-assessed, compared with similar sized properties in the area
Net Worth Distribution
Real Estate makes up 71% of my total assets. I have no plans to own more. The industrial warehouse is rented by a printing house company an adds a little over 1000€/month of gross passive income. My mum enjoys most of it, so I don’t count it as a passive income but as an occasional income.
My investment portfolio makes up 21% (18% before) of my total assets. The 10% is invested in alternative investments like P2P/
Stocks make up 5.4% (4% before) of my total assets. I added a new ETF to the roaster, the FTSE 100 UCITS ETF (VUKE), which represents the UK market’s most highly capitalised blue-chip companies. Some may think that it isn’t a good time to invest in British companies. I explained briefly why I purchased it in my March Update (Vanguard section). The semi-
Corporate bonds make up 4% (3%) of my total assets. I am increasing my stake on short-term corporate bonds as I don’t feel comfortable with the current market valuations, the late-stage on the bull market (over 10 years), the current political issues and especially interest rates under these stated conditions.
Treasury Bills, my safest investment, makes up 2% (1%) of my total assets. Same as in Corporate Bonds, I have been increasing my stake in Bills for the same reasons.
Cash makes up 6.7% (9.4% before) of my total assets. I have reduced my cash percentage. Our residence uncertainty still remains unclear, so I still prefer to have a good cushion as an emergency fund to cover unexpected expenses or even to help
Others (car) make 1.6% (6K €)
Liquid / Illiquid Assets Chart
- Liquid: 74,934 €
- Illiquid: 335,526 €
MY PROGRESS TOWARDS ONE MILLION
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