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Mintos One Million Journey


Mintos is a 2015 founded Latvian company that offers a global online marketplace for loans originated by a variety of alternative lending companies around the world to retail investors. Read more about Mintos here.

Mintos Invitation Code

Mintos invitation code: HERE (Get a 0.5% bonus on your investments made during the first 3 months if using my link – UK residents temporally not accepted)

Portfolio Evolution

  • Last update: 01/01/2019
  • Inception date: 05/08/2018
  • Total Deposits: 5,001.6 EUR
  • Total Withdrawals: -5,119 EUR
  • Total Income: 403 EUR
  • Expected annual returns: 10 %
  • XIRR: 10.7 %
mintos one million journey

Relevant Events

February 2019: The business wins for the third time the AltFi’s “People’s Choice Award”.

April 2019: The company released the 2018 financial statements, which showed that the company continues being profitable.

June 2019: The platform announces that it´s currently developing a new business model for the UK market, and decides to temporarily stop new investments in loans from the UK residents. Sayonara baby!

November 2019: My portfolio value is getting closer to a 0 €, so I impatiently asked the affiliate marketing team about any news concerning the license required to operate in the UK. The answer was that apparently the UK is not clear on what license a company like this one must have, and that’s making the whole process take longer than it should.

My Current Mood with Mintos

Mintos is my favourite P2P which makes the whole waiting experience a bit frustrating. However, I am still positive in regards to its future outlook with the UK. We just need to be patient.

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